Tuesday, November 21, 2006

San Diego DUI Lawyers

After being arrested for DUI or drunk driving, the first and most important thing to do is to find the right lawyer. It is just like needing to find a doctor to do an important medical procedure; once you find the professional, your job is to wait there and let the professional do the work. If a person is charged with DUI, then on his first day in court the defendant in misdemeanor cases will usually not have to be present if represented by an attorney.

The cost of a DUI defense attorney varies due to many factors, including geographic location, reputation, skill and training, and the number of hours required for a particular case. Each of these factors can affect the fee charged by a DUI attorney to defend a drunk driving case. Other factors include the facts of the particular case, whether an accident or other aggravating factor was involved, whether the person has prior DUI or DWI convictions, whether a jury trial is necessary, whether a DMV or driver's license hearing is necessary, whether an expert witness is necessary, and whether a jury or court trial is necessary.

Usually, hiring your own lawyer provides you with the most experienced attorney who can provide you with the best possible investigation and defense of your case, and you are the sole focus of your attorney. And if you simply plead guilty, you may wonder for years if you could have had the charges against you dismissed or reduced to a lesser offense.

One of the benefits to hiring a San Diego DUI lawyer to represent you is that the lawyer can go to court for you. This means that in many instances, you can go about your normal schedule, and only go to court if the case actually goes to trial. A San Diego DUI lawyer should do many things for you, like bring you peace of mind and make your life as normal as possible during a pending DUI.

The San Diego DUI attorneys work independently and offer various financing plans, and let you know what your options are if you can not afford to pay your retainer fee for a drunk driving case.

San Diego DUI Lawyers provides detailed information on San Diego Alcohol Treatment, San Diego Dui Laws, Driving Under The Influence, Dui And Fines and more. San Diego DUI Lawyers is affiliated with White Collar Criminal Defense.

Car insurance- it’s cheap

Do you think it is impossible to get a cheap auto insurance quote?
If you have visited your insurance agents numerous times, thumbed through the yellow pages getting car insurance quotes and wasted your time sitting in insurance company lobbies, you are probably quite skeptical of any insurance company that promises to save you money and time. You may be conditioned to think that cheap auto insurance quotes are somewhat of a pipe dream. After all, go good quality insurance requires lots of invested time and money, right?

Just because your past experiences with car insurance companies have meant that you spent hours wheeling and dealing to still be handed a mediocre price does not mean that you have hit a dead end road. You can receive cheap auto insurance quotes in just a matter of minutes if you know what you are doing.

The car insurance industry is no different than other businesses. They have to stay competitive. If you have only searched for cheap car insurance quotes at your hometown insurance companies so far, now is the time to start searching on the Internet for the car insurance quote of your dreams.

You can access everything you need to locate cheap auto insurance quotes on the Internet. Visit a number of car insurance websites and you will have all the information (and cheap auto insurance quotes) right at your fingertips. When you are watching TV next keep a pad and pen close by and write down the website address for each car insurance company that you see advertised.

With just a few clicks on the computer you can have dozens of car insurance prices listed. Now, all you have to do is compare and contrast the policies, coverages and prices to choose which cheap car insurance quote is best for your car insurance requirements.

The convenience of shopping for cheap car insurance quotes online from the comfort of your own home saves time, frustration and money.

Monday, November 20, 2006

Aging Drivers And Automotive Insurance

If you’re a driver who is aging, it doesn’t mean you are a driver who is facing a lack of automotive insurance. Quite the contrary, if you are a driver who is aging, you could very well be facing discounts in automotive insurance.Depending on the automotive insurance company through which you are insured, you may be eligible for various discounts. For example, many insurance companies that specialize in more than one kind of insurance will offer discounts to policyholders who purchase more than one insurance policy from them. Many people choose to purchase both their automotive insurance policies and their homeowner’s insurance policies through the same insurance company, which results in a discount in premiums.Some insurance companies also offer discounts to aging drivers who have good driving records, and for various reasons. Drivers certain ages, usually 50 years of age and older, who have been driving for many years, are viewed as being less of a risk than new drivers – especially if they have good driving records. Aging drivers are seen as more responsible. Plus, aging drivers are less likely to go “joy riding” like younger drivers are, which puts them at less risk for traffic accidents and violations.Aging drivers who are looking for discounts should follow the same tips as any other driver. Drive a safe car, park it in a safe location, and make sure it has anti-theft safety components. Keep traffic violations and accidents to a minimum, if not nonexistent, and try not to drive a significant number of miles more than necessary a year.Some automotive insurance companies even offer discounts for aging drivers who participate in driving programs that the insurance companies provide, or participate in with another company. These driving programs are designed to refresh and sharpen driving skills, as well as restore defensive driving tactics.So, the next time you worry about automotive insurance because you’re an aging driver, stop!

Rental Car Insurance

How do you know when you need to purchase rental car insurance? Many people are confused about rental car insurance and do not know if they are being scammed into purchasing insurance they do not need when they are renting a car. Here are some tips which help you determine if you should purchase rental car insurance.

Business Traveling

* Check with someone at your company to see if there is a company car insurance policy that covers you in a rental car when you are on a business trip.

* If they do not have coverage that covers you in a rental car, ask your company if they will reimburse you if you take out rental car insurance.

When You Have Regular Insurance

* Is your car insurance policy valid during the time you will be driving a rental car?

* Does your policy cover you when you are driving a rental car?

* What is your deductible if you were to wreck the rental car?

* Does your normal car insurance cover any of the deductible from the car rental company?

* If you are in a high traffic area, will your present insurance policy cover you against uninsured or under insured motorist?

* Will your insurance pay for downtime if a rental car has to be repaired if you were involved in an accident?

* Are there specific types of rental cars that your regular coverage will cover? (Some may not cover sports cars.)

* Can other people drive your rental car and be covered under your regular insurance policy?

When You Have A Credit Card

* Read through your credit card policies regarding rental cars.

* Find the answers to all of the questions listed in the section about regular insurance and apply them to your credit card company's rental car insurance.

Once you have investigated all of the above options, you should know whether you need to purchase rental car insurance.

Article Source: http://ezine-articles-planet.com

Saturday, November 18, 2006

Buy A New Car: Do You Really Need It?

ou have this strong urge to buy a new car. You just can't resist it.

My advice is go drink a glass of warm milk and then lie down. Chances are that when you do wake up, the feeling will have passed and you will have saved yourself a fortune.

However if you still feel that you urgently need to buy a new car visit a web site that talks about pollution and the way we are slowly but surely suffocating ourselves to death. A look at some of those really grim predictions in environment sites should help a great deal in ridding you of this ailment called "buy a new car at all costs."

If this still doesn't work, remind yourself that it is futile in this life to compare yourself with your neighbor or the guys in the office, because some wise person told us that there will always be those greater and lesser than yourself, no matter how many of your neighbors you prove a point to. Chances are that the real reason why you want to buy a new car is that somebody you know bought one in the recent past.

When all this fails and you find that your body temperature is still rising and it is like a fever is threatening to break forth, make your way as quickly as possible to an online car buying site, or rush to the dealer downstairs (or nearby).

Are you there now? Feel better already? Especially as you take in all those dazzling new models you have been dreaming about? You're not alone. Buying a new car is a terrible epidemic that is on the rise in the United States and man other places in the world.


Wednesday, November 15, 2006

MP3 Car Stereos

MP3 car stereos play audio CDs, CD-R/RW discs and MP3 files. MP3 car stereos can play long hours of digital music. The key features of these stereos include programmable track memory, digital anti-skip memory, and professional digital stereo headphones. These players allow you to skip, search, play, pause, and repeat. MP3 car stereos are provided with AM/FM tuners that can store a number of FM and AM stations.

The leader of in-car MP3 technology is Kenwood, so a product from this company is a safe buy. Kenwood's KRC-M4524 is a very cost-effective entry-level MP3 player. Blaupunkt and Sony are other well known manufacturers of quality MP3 car stereos. Other brands to choose from are Pioneer, JVC, Alpine, Panasonic, Philips and Sanyo.

MP3 car stereos have high quality audio and require very little space for installation. Today, MP3 car stereos have SD, USB and iPod connections to provide better services.

When buying an MP3 car stereo, there are a few points to bear in mind. The first and foremost feature one should look for is the power of the stereo. Another standard feature is a detachable front panel, which ensures the security of your stereo. Other important elements are the cost and brand. An MP3 car stereo with a high-level output and a fader is ideal. A stereo with a high-level output will allow you to adjust the relative volume of the front and rear speakers. MP3 car stereos with four channels can drive four speakers.

MP3 car stereo prices range from $120 to $750.

How To Find Used Cars For Sale Online

You don't buy a car everyday. It's a big purchase. There is so much to consider and it can seem overwhelming, but here are some basic questions you should ask yourself:

· What make and model of car are you looking for? What specific year is best for you?

· Where is the best place to find a used car, on the internet or at an actual local dealership? What are the advantages of both alternatives?

· How much money are you going to spend and what effect will it have on your budget? What is the maximum that you can afford to pay?

· How much will the fees and insurance come to ?

· Is it a good idea to maybe take out a loan?

Here are some tips to make all these decisions easier to make:

· Spend some quality time with your computer. Sip some coffee, relax and cruise the internet. A little research will help you make a more informed decision.

· Do a simple internet search for both used cars and trucks. You will find lots of websites offering deals.

· Look at different styles and different features, and compare prices.

· After you have decided what model and make you are interested in, look around at information about taking out a loan. You don't need to make any firm decision yet, the most important thing is to just put out feelers and see what's out there.

It's become much easier and more convenient to buy a car online. You can find some good deals that way. Going all around town and haggling with salesmen is stressful and time-consuming. On the internet, you have access to all the information you need to make an informed purchase, at just the click of a button.

On the web you can even find out information about a specific car. Take for example a history report for a certain vehicle. You can even make an appointment for a test drive online. For your convenience, you can make the entire purchase on the internet in the comfort of your own home. All the info and options you need for doing the right purchase are right at your fingertips.